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  • Graduation Gift Idea: Handmade Money Lei

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    It’s the time of year when graduations are all around. A graduation tradition in Hawaii that’s spread to the mainland is the lei – even the supermarkets here in Los Angeles sell orchid leis at this time of year. But you can up the ante by making a money lei to give your favorite graduate. Here’s how:

    How to Make a Money Lei at chieffamilyofficer.com

    How to Make a Money Lei

    Materials Needed:
    100 new $1 bills
    12 feet of string or ribbon
    scotch tape
    decorative ribbon

    Step 1: Get one hundred new $1 bills at the bank. This is not as easy as it sounds. Apparently, today’s banking system means banks rarely get new bills, and you really need new, crisp bills for this project. However, my bank is willing to request new bills, and although they can’t guarantee they’ll get them, they haven’t failed me yet. However, it may take up to a week so if you can, plan ahead.

    Step 2: Start folding. This step is the definition of tedium. Basically, you’re making a fan out of each bill, as demonstrated in the video below:

    When I’m getting started, I put the entire stack of $1 bills in a reusable shopping bag. After I fold each bill, I drop it back into the bag until it’s time to assemble the lei.

    Step 3: Assemble the lei. You’ll need to cut 12 feet of string or ribbon. I like to use white curling ribbon, but that’s certainly not the only type that would work in this project. Once you’ve got your length of ribbon, find the center, fold the length of ribbon in half, and make a knot, leaving a long tail on the end, as shown:

    Money Lei starting the ribbon - chieffamilyofficer.com

    Next, place a folded $1 bill in the center of the knot, and tie it into place. Fan out the bill, and tape the ends, as demonstrated in this video:

    Repeat with all remaining dollar bills.

    Step 4: Finish the lei. Once you’ve tied all 100 $1 bills in place, you’re ready to finish the lei by bringing the two ends together and making a tight knot, as demonstrated in the video below:

    Cut off the excess ribbon, and cover the last knot with a decorative ribbon.

    As you can see, it’s not immediately obvious that the lei is made up of 100 $1 bills, and the drawback is that the lei would have to be dismantled in order to spend the money. However, the finished lei looks quite impressive and it’s fairly easy to make!

    Deal Roundup: Walmart, Walgreens, Ralphs, Vons/Pavilions

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    A roundup of the hottest deals and scenarios at popular stores like Target – perfect for beginner and expert bargain hunters alike. Thank you for printing through the affiliate coupon links below, which helps support this site at no additional cost to you! As with all deals, availability and prices can vary so be sure to verify them before making your purchase. You can read CFO’s full disclosure here.

    Deal Roundup - May 25, 2017 | Chief Family Officer

    Walmart: Frigo Cheese 3pk for $0.50
    Buy: 1 Frigo Cheese Heads String Cheese 3pk at $1 {price may vary}
    Use: $0.50/1 Frigo Cheese Heads Cheese Product coupon
    Final Price: $0.50
    Ends 7/16. Via Hip2Save.

    Walmart: DenTek Floss Picks for $1.21
    Buy: 2 DenTek Floss Picks 75ct at $1.96 {price may vary}
    Use: $1.50/2 DenTek Items coupon or from 5/21 Smart Source
    Final Price: $1.21
    Ends 6/30. Via Hip2Save.

    Walgreens: Lipton Onion Soup Mix for $0.69
    This deal runs next week – print your coupon while it’s available!
    Buy: 2 Lipton Onion Soup & Dip Mix 2oz at $0.99
    Use: $0.60/2 Lipton Recipe Secrets coupon or from 5/14 Red Plum
    Final Price: $0.69
    5/28-6/3. Via Hip2Save.

    Ralphs: Colgate Toothpaste for $0.50
    Buy: 1 Colgate Toothpaste at $1
    Use: $0.50/1 Colgate Toothpaste – 5-21-17 SS (exp 06/03/17)
    Final Price: $0.50
    Ends 5/30. I don’t see any screaming deals in the Ralphs ad this week!

    Vons: French’s Yellow Mustard for $0.92
    Buy: 1 French’s Yellow Mustard at $1.67
    Pay: $1.67
    Submit for: $0.75/1 French’s Yellow Mustard Checkout 51 rebate
    Final Price: $0.92
    5/26-5/29. The price at Pavilions is $1.99 so $1.24 after rebate, but good all week until 5/30.

    Vons/Pavilions: Vlasic Relish for $0.49
    Buy: 2 Vlasic Pickle Relish at $0.99 each WYB 4 participating products
    Use: $1.00/2 Vlasic Pickles, Peppers, or Relish – 5-14-17 SS (exp 07/15/17)
    Final Price: $0.49 each
    Ends 5/30.

    Vons/Pavilions: Dixie Plates for $1.49
    Buy: 2 Dixie Paper Plates at $1.99 each WYB 4 participating products
    Use: $1.00/2 Dixie Plates – 5-14-17 RP (exp 06/14/17)
    Final Price: $1.49 each
    Ends 5/30.

    4 Things to do After Being in an Accident with Your Kids in the Car

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    The following is a post from Jenna Smith. Consideration was received for the editing and publishing of this post. Thank you for supporting Chief Family Officer!

    Being involved in a car crash can be an overwhelming experience. The more severe the collision, the larger obstacles and financial battles you may face. The Association for Safe International Road Travel states 20 to 50 million people are injured or disabled due to car wrecks annually. Being in a wreck with your kids can be extremely alarming. Smaller children may be more susceptible to injury, and this can be a scary time. There are things you should consider doing immediately after an automobile accident occurs. Being aware of the steps you can take after this situation can be helpful.

    Check for injuries

    The first thing you should do once the crash has occurred is to make certain your kids aren’t severely injured. If any of your kids are in car seats, it’s a good idea to remove your children from these. Additionally, you may want to thoroughly examine each child who is in the car with you.

    It’s important to call for emergency medical assistance if your kids have been hurt. This will allow you to obtain the help you need and allow your child’s health to be evaluated by a professional.

    Listed below is the information you will want to provide to the dispatcher:

    • Your full name and phone number.
    • The address where the accident happened and any details you can provide regarding the collision.
    • If there were any severe injuries, and the degree of medical urgency in this situation.

    Obtain financial reimbursement

    There’s no doubt that a car accident can take its toll on your wallet. There are many potential financial losses you may encounter and working to recover your money is essential.

    The cost of medical bills, time lost from work, and damage to your vehicle can be both significant and overwhelming. You may need to rely on the advice and expertise of a personal injury attorney to assist you with getting this money back.

    You will want to keep all of your receipts for having the best chance of building a strong case. These will be presented during the discovery stage of a lawsuit and could be the key to receiving compensation for your losses.

    Remain calm

    The hardest thing to do after a crash is to stay calm. It’s human nature to feel emotionally overwhelmed and to let your nerves get the best of you.

    However, this is the last thing you should do for your well-being and that of your kids. Children are very sensitive to the vibes you give off, and this is true right after an accident has occurred.

    Take deep breaths and work to avoid letting your emotions get the best of you by believing you will get through the situation. This is the best thing you can do for you and your kids when a collision occurs.

    It’s also important to replace a car seat after it’s been in a moderate to serious vehicle collision. However, the car seat can be kept if the accident was minor.

    Tell other family members

    It’s important to let people in your life know that you’ve been in an accident. You don’t want others to relay the news to your loved ones and doing so yourself may reduce the stress this news can bring.

    Knowing what to do after an accident has happened can be extremely helpful. You may not be thinking as clearly as you usually do and it’s important to know how to make a stressful situation better. This is especially the case when you have children involved and want to ensure the health and well-being of your entire family. Taking it one step at a time and keeping your cool is important to get through this challenging situation with less anxiety.

    Preparing to Sell Your Home Dos and Don’ts

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    The following is a post from Jenna Smith. Consideration was received for the editing and publishing of this post. Thank you for supporting Chief Family Officer!

    When it comes to selling your home, there is a definite list of dos and don’ts for how to squeeze more value from your investment.

    You want the biggest selling price you can get, right? Here are a few tips on what works to raise the value, and what does not:

    Paint the house

    The rule of thumb is to paint the house if it truly needs it – if the paint is actually peeling off the woodwork. And consider painting if the previous owner or if you happen to have – in a moment of madness – decided to paint the living room pumpkin orange or completely in black.

    What you want are neutral colors. Remember that expression, “one man’s masterpiece is another man’s migraine headache.” OK, I just made that up. But you shouldn’t expect the potential buyer walking in your door to love your color scheme. So just go with off-whites for walls and white ceilings and leave the rest alone. You might have slight tints in some rooms, but don’t over-reach.

    Clean Up Clutter

    Just like when you sell your car, cleaning up is the quickest – and cheapest – way to add value to your home. Or at least preventing a potential buyer from deducting value. It’s just human nature. A lot of clutter makes it seem like you are buying a mess. If the place is clean and clutter-free, it appears you are buying a place with potential.

    Refurbish

    If you can only refurbish one area, try to focus on the kitchen. That’s the room that home buyers fall in love with or don’t, and it’s also the area that has the most viable new options in any given year. In other words, homeowners tend to leave their kitchens alone for too long, while modern times push ahead and really change a buyer’s expectations. If you don’t have new appliances, new cabinets, and new floors, your kitchen might look shabby when compared to a newer home.

    The warning for kitchen re-dos is the chance of leaving it to the last minute. Make sure that the kitchen is not half-done when the first buyer shows up. On their website, Gilman’s Kitchen Plus Baths (at gkandb.com) recommends finding a contractor who guarantees the completion date, or you could be stuck trying to sell a construction site instead of a home with a snazzy kitchen.

    Roofs

    Roofs are one area where you should keep your money in your pocket and not spend just before you sell. Simply put, roofs are expensive and it will be hard to get your investment back if you spend just before putting your home up for sale.

    The better bet is to raise the price of your home, then agree to a reduction if the buyer complains that the roof needs replacement. This way, you can offer to share the cost of the new roof with the new buyer and come off sounding fair and even generous.

    Septic Systems

    This is another no-win situation. People expect a septic system to work and don’t believe they have to pay more for it.

    That said, concrete septic system tanks last approximately 40 years, so if you can’t remember when it was installed or don’t know, and you’ve raised a family in your current home, well, you do the math. The new owners might have to replace the tank or at least have it pumped. Still, it’s just one of those out-of-sight-out-of-mind issues nobody wants to think about.

    Landscaping

    It may be ironic, but the cosmetic touches have a much better return on the dollar if you want to sell your home. This includes putting in a new walkway to the front door and putting a new lighting fixture on the porch or near the driveway. Fresh flowers are a great bargain for anyone about to sell. Flowers in bloom cost a few hundred dollars or less – and they make the house look like a million bucks.

    Swimming pools

    Swimming pools can add immediate value to a home, but the idea can backfire. Older buyers without children might see a pool as a nuisance – a chore and an expense that they don’t want. They may also be facing higher insurance bills. Pools can be a blessing for some buyers – but they have to be functional, clean, attractive. Otherwise, they are seen as a chore and a liability.

    Roundup: Kleenex deals at Target and CVS, Copycat Starbucks and In-N-Out recipes, and More

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    Our daily roundup includes the best of the latest coupons, deals, and info I think you may find interesting. Prices and deals can change at any time so be sure to verify them before making your purchase. Please note this post contains affiliate links that help support this site at no additional cost to you. Thank you for using them! You can read CFO’s full disclosure here.

    Daily Roundup of Coupons, Deals, and More - May 25, 2017 @ ChiefFamilyOfficer.com

    ~ What I love today: That this food writer burst into tears because her son’s first bite of pizza was made by a Michelin-starred chef. I would have felt the same way!

    ~ Another Savings.com giveaway: Enter for a chance to win one of TWENTY $50 Macy’s gift cards!

    ~ Today only at Amazon: 40% off New Balance apparel for Men and Women {prices start at $14.99}

    ~ MySavings: Ortega taco shells for $0.47 at Target

    ~ MySavings: Free Right Guard dry spray deodorant

    ~ MySavings: Wet Ones wipes for $0.38 at Target

    ~ MySavings: Possible free can of Red Bull at Walgreens

    ~ MySavings: Free 10×13 portrait at JC Penney

    ~ New Coupons.com printables:

    on any ONE (1) Easy-Off Oven, Grill and Kitchen Cleaner product
    on ONE (1) Frigo Cheese Heads cheese product
    on any one (1) Sally Hansen Complete Salon Manicure™ product ($4.00 or more)
    on any one (1) Sally Hansen Miracle Gel™ Nail product ($7.45 or more)
    on any one (1) Sally Hansen Airbrush™ Legs or Sun Product ($8.00 or more, excluding all trial sizes)

    ~ New Red Plum coupons:

    SAVE $4.00 off ANY Centrum® MultiGummies® or Centrum® VitaMints® (60ct or larger)
    SAVE $4.00 off ANY Centrum® or Centrum® Silver® Multivitamin (60ct or larger) excludes Centrum® MultiGummies® and Centrum® VitaMints®
    SAVE $1.00 on any ONE (1) Cortizone 10® item (includes 1oz and larger)
    SAVE $3.00 on any TWO (2) Cortizone 10® items (includes 1oz and larger)
    SAVE $4.00 off ANY Centrum® MultiGummies® Beauty or Omega (90ct or larger)

    ~ Totally Target: Kleenex for $0.48 per box at Target

    ~ Totally Target: Infusium hair care for $0.99 at Target

    ~ Wild for CVS: Kleenex for $0.74 per box at CVS

    ~ Wild for Wags: Friends and Family Day tomorrow at Walgreens (get 20% off!)

    ~ Printable Coupons: Galbani fresh mozzarella for $1.99 at Target

    ~ Damn Delicious: Copycat Starbucks PB&J bistro box

    ~ I am a Food Blog: Copycat In-N-Out Double Double recipe


    Banner ad via ShopHer Media.

    Roundup: Win one of FIVE $100 TahariASL gift cards, Whole Foods moneymaker, $3 Frappuccinos, and More

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    Our daily roundup includes the best of the latest coupons, deals, and info I think you may find interesting. Prices and deals can change at any time so be sure to verify them before making your purchase. Please note this post contains affiliate links that help support this site at no additional cost to you. Thank you for using them! You can read CFO’s full disclosure here.

    Daily Roundup of Coupons, Deals, and More - May 24, 2017 @ ChiefFamilyOfficer.com

    ~ What I love today: Giveaways from Savings.com, because they have multiple winners so you have a greater chance of winning. Their new giveaway is for FIVE $100 TahariASL e-gift cards. Good luck!

    ~ Today only at Amazon: Hoover WindTunnel 3 High Performance Pet Bagless Corded Upright Vacuum for $96.99 {$189.99 value; 3.8 stars in 499 reviews}

    ~ Today only at Amazon: Up to 40% off Hiking Shoes {prices start at $59.95}

    ~ Today only at Amazon: Up to 50% off select Logitech PC accessories {prices start at $14.99}

    ~ MySavings: Moneymaker on Surf Sweets at Whole Foods

    ~ MySavings: 100 Kellogg’s Family Rewards points

    ~ MySavings: Free Gap or Banana Republic Factory Mystery Money

    ~ New Coupons.com printables:

    off any Cetaphil Baby Product (excludes trial/travel sizes and single bars)
    on the purchase of any one (1) BIC Multi-Purpose Lighter package
    on any ONE (1) Zatarain's or Old Bay product with purchase of ground turkey (Available at Walmart)
    on any ONE (1) Stubb's product with purchase of ground turkey (Available at Walmart)
    on any TWO (2) McCormick Grill Mates or Lawry's products with purchase of ground turkey (Available at Walmart)
    on two (2) Idahoan Signature Russets 9.74oz Pouches
    on any Two (2) Allegra 24ct or higher and/or Nasacort 120 Spray
    on ONE (1) Allegra Allergy 24HR 45 Count Tablets (Available at Walmart)
    on any Two (2) Xyzal 35ct or higher and/or Nasacort 120 Spray
    on any ONE (1) XYZAL Allergy 24HR 10ct or XYZAL Children's Liquid 5oz (Available at Walmart)
    ONE Secret Fresh Collections Antiperspirant/Deodorant (excludes trial/travel size)

    ~ theSkimm: $500 + Kuvee wine sweepstakes

    ~ Hip2Save: Sprout toddler snacks for $0.35 at Target

    ~ Hip2Save: $3 Grande Frappuccinos at Starbucks inside Ralphs/Kroger stores

    ~ Passion for Savings: Viva paper towels for $0.50 per roll at Target

    ~ Passion for Savings: Triscuit and Wheat Thins for $1 at Target

    ~ Wild for CVS: Free U by Kotex Fitness product at CVS

    ~ Printable Coupons: Sabra Hummus for $1.76 at Target


    Banner ad via ShopHer Media.