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  • Check out this year's Black Friday deals with CFO's Roundup!
  • Enter for a chance to win a $50 Target Hex Pup gift card!


  • Best of CVS Pre-Black Friday Deals and Match Ups: Nov 23 – Nov 26, 2014

    Here are the best deals coming up at CVS, which is running two sets of sales this week – pre-Black Friday, and Thanksgiving/Black Friday. These are the pre-Black Friday deals (the Thanksgiving/Black Friday deals are coming right up). You can learn about playing The Drugstore Game here, and how to make the most of your CVS shopping here.

    Click here to see these match ups

    Best of Target Deals and Match Ups: Nov 23 – Nov 29, 2014

    Target coupons and deals

    Here are the best of the upcoming deals at Target, my go-to store for one-stop shopping when I don’t have a lot of time!

    Click here to see these match ups

    Morning Coffee: Free pizza, cooking sauce, VS Rewards card & More

    Morning Coffee - Nov 21, 2014 @ ChiefFamilyOfficer.com
    Morning Coffee is published daily and includes the best of the latest coupons, deals, and info I think you may find interesting. Prices and deals can change at any time so be sure to verify them before making your purchase. Please note this post contains affiliate links that help support this site at no additional cost to you. Thank you for using them! You can read CFO’s full disclosure here.

    ~ Amazon: Seiki 40-Inch LED TV for just $199.99 shipped! {4.0 stars in 66 reviews}

    ~ Also at Amazon: Kindle version of Gone Girl for just $2.99 {3.9 stars in 30,368 reviews}

    ~ Today’s Gold Box Deal of the Day: 20% or more off select Laptops {prices start at just $219.99 for this HP Pavilion TouchSmart Notebook, a price so low they can’t show it until you add the computer to your cart}

    ~ New Coupons.com printables:

    ~ New SavingStar rebate for a FREE thin crust Celeste® Pizza for One

    ~ Today only: Ralphs/Kroger shoppers can get a digital coupon for one FREE Herdez Cooking Sauce

    ~ Passion for Savings: Free Victoria’s Secret Rewards card {no purchase necessary}

    ~ Printable Coupons: Coupon for 20% off at Kohl’s

    ~ Wild for CVS: Free Revlon nail polish at CVS

    ~ Hip2Save: Possible $15 back when you spend $15 at Amazon for select American Express cardholders

    ~ Freebies 4 Mom: $50 Walmart gift card giveaway

    ~ For the Mommas: Free photo with Santa at Walmart


    Banner ad via Escalate Media Network

    Reader Appreciation Giveaway: Mystery Box of Samples, Full-Size Products & Other Goodies

    Mystery Box Giveaway

    It’s time for another Mystery Box giveaway!

    Like previous Mystery Boxes, this one is full of samples, full-size products, and other surprises. It’s just another way for me to say, Thank you for reading CFO!

    The current Mystery Box is a USPS Medium Flat Rate Priority Mail box like the one pictured above, and contains all of the mystery items that will arrive at the winner’s doorstep. If that sounds like fun, simply follow the instructions in the Rafflecopter widget below to enter the giveaway, and good luck!

    a Rafflecopter giveaway

    RSS and email readers: Click here to reach the form.

    The 80/20 Rule of Efficient Moving

    The following is a post from Jenna Smith. Consideration was received for the editing and publishing of this post.

    I’ve always been partial to the “80/20 rule,” which has many different connotations but the big one is that 80% of your return comes from 20% of your effort. In the simplest of terms, it’s doing the one or two major actions that lead to the major wins.

    Abiding by the rule, in terms of moving, puts you in a mindset so you’re not scrambling to throw things in boxes, trying to find help, and rushing out the door at the last minute. The rule gives you the ability to look at the challenge and break it down into logical steps so that it’s extremely efficient.

    In this article, we’re going after three major themes when moving:

    ·  Do-it-yourself
    ·  Hassle-free
    ·  Inexpensive

    Let’s Start with Packing

    Packing is generally the most stressful of all the moving because you are literally up-rooting your belongings, throwing them in a truck, and hauling them to a new, exciting location. When you’ve made the decision to move, you suddenly realize that you have a lot of stuff.

    From my experience, I would have to say these are the best tips for packing:

    ·  Organize each room prior to getting the boxes ready so that when you do go to get everything together you can simply keep a set of boxes per room.

    ·  Skip the boxes from the liquor store (that people recommend all too often) because they are generally small; use quality boxes you can get from places like thrift stores or bulk shipping suppliers and then cut handles into the sides to make carrying them way easier on the back.

    ·  Use every inch of space you can before loading it in the box by combining items such as shoving socks into extra pairs of shoes or wrapping glass with shirts (you get the idea).

    ·  Be aware of transporting hazardous materials, which may become lose and cause damage to your items during the transit.

    ·  Liberally use extra sheets & blankets, along with plastic wrap, to protect your furniture and sensitive belongings.

    In terms of the 80/20 rule, what we see here is that by placing 20% of your time into organizing your items prior to packing, 80% of the actual boxing and moving them to the truck becomes an ease.

    The In-Between

    While waiting for the big moving day, it would be wise to spend that time to make sure everything will go according to plan before, during, and after the arrival.

    Some of those “in-between” activities include:

    ·  Doing a thorough clean-up of the place you are leaving to ensure you get back your security deposit (or at least avoid being charged for fixes).

    ·  Set up appointment for utilities in advanced so that they arrive shortly after you get there rather than spending a few days without electricity, water, or Internet.

    ·  Make sure your references or associations are in order and leverage those contacts to see if you can score better deals on moving services, avoiding down payments on utilities, or other important services you may need before & after the move.

    ·  Hire a maid or handy-man service to visit your new destination to clean the place or repair any issues with the mechanical items like the washer, dryer, dish washer, and others.

    Our 80/20 rule comes back into play here because the 20% of that down-time you have while waiting to move can handle 80% of the nuances before you get to the new place.

    The Big Move

    Today is the day that things are going in the truck and you’re saying your goodbye’s to the old place.

    A few things to keep in mind to make it easy, cut costs, and keep it hassle-free:

    ·  Consider using a professional moving service, which will handle the truck, aid the transition thanks to helpers, and give you peace-of-mind because they are insured. Take a look at a moving service provider like United Van Lines and get estimates on how much your move will cost along with some additional tips from the site.

    ·  Take inventory of everything that is going into the truck and make sure that it stays organized the way you had set, so that when you do arrive the boxes can go into their respective rooms.

    ·  The earlier the better–plan the move for the crack of dawn so that you have additional time to stop for breaks, call utility companies, and have enough time to set up a few basic items (like the bed) before it gets too late at night.

    With the 80/20 you are spending about 20% of your budget to go toward professionals that will handle 80% of the heavy lifting and transportation which creates real efficiency.

    What are some of your ways to create efficiency in the moving process?

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