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  • Check out this year's Black Friday deals with CFO's Roundup!
  • Enter for a chance to win a $50 Target Hex Pup gift card!


  • Evening Roundup: New Covergirl and Neosporin coupons, Free Biore cleanser & More

    Evening Roundup includes the best of the latest coupons, deals, and info I think you may find interesting. Prices and deals can change at any time so be sure to verify them before making your purchase. Please note this post contains affiliate links that help support this site at no additional cost to you. Thank you for using them! You can read CFO’s full disclosure here.

    – New Coupons.com printables:

    Amazon: Enter to win one of four $750 Amazon gift cards

    – New Ibotta offer: $0.50/1 gallon of white milk (any brand) is back, plus get a $0.50 bonus when you redeem any 2 additional offers

    For the Mommas: Frozen vegetables for $0.24 at Target

    Hip2Save: Pay $7.99 for Divergent in paperback and possibly get $8 in free Fandango cash in-store at Target

    Printable Coupons: Rare $1/1 Powerade 12-pack coupon

    Totally Target: Deals on cleaning items at Target

    Rite Aid 101: Free Biore facial cleanser at Rite Aid

    $5 Dinners: 20 meals from Sam’s Club for $150

    Passion for Savings: Possible Coke 12-packs for $2 at Target


    Banner ad via MySavings.com.

    Best Deals This Week: Jan 20, 2014

    Best Deals of the Week

    I’ve compiled best deals available at the drugstores, Target, Ralphs/Kroger, and other stores. I stick to deals that don’t require too many or any obscure coupons, and I try to pick practical items that most people buy at some point.

    Use this list to decide which stores to hit this week, based on what you need. You might even use it to decide you can skip shopping for a week, because you don’t need what’s on sale. Please note this post contains affiliate links that help support this site at no additional cost to you. Thank you for using them! You can read CFO’s full disclosure here.

    1. Cheap Dishwasher Detergent at Target

    Finish Powerball Dishwasher Tabs 20ct are on sale for $3.49 at Target this week, and we have a high-value insert coupon that makes for a great deal:

    BUY: 1 Finish Powerball Dishwasher Tabs @ $3.49
    USE: $2.15/1 Finish Powerball, Gelpacs, or Quantum 20ct+ from 1/5 Smart Source
    Pay: $1.34
    Net Price: 6.7 cents per tab, which is a great stock up price

    Ends 1/25.

    2. FREE Copy Paper at Staples

    Use the printable coupon found here to get five reams of copy paper for free after rebate:

    BUY: 1 5-case ream of Staples Copy Paper
    USE: free-after-rebate printable coupon {takes off $4.99}
    Pay: $21
    Receive: $21 Easy Rebate
    Net Price: 5 reams FREE

    The rebate is a limit of 2, so you can get 10 free reams! Ends 1/25.

    There’s also a coupon for 15% off your entire in-store purchase, which expires 1/21.

    3. Cheap Hand Soap at Walgreens

    BUY: 2 Dial Complete Foaming Hand Soap @ $2 each + B1G1
    USE: $1/2 Dial Complete Foaming Hand Soaps printable or Facebook printable
    And USE: Winter Beauty Event in-ad coupon
    Pay: $1
    Receive: 50 Balance Rewards Points {$0.05; because this deal appears to be included in the Winter Beauty Event}
    Net Price: $0.45 each

    Ends 1/25.

    4. Cheap Cereal at Ralphs

    Starting Wednesday, Ralphs will have a new Mega Sale where you get $3 off when you buy any 6 participating products. The deal includes Kellogg’s Cereal {Frosted Flakes is pictured}, which you can get cheap if you have Kellogg’s Family Rewards points:

    BUY: 1 Kellogg’s Cereal at $1.99 WYB 6 participating products
    USE: $1.50/1 Kellogg’s Cereal Kellogg’s Family Rewards printable {1,000 points}
    Pay: $0.49

    Ends 1/28 {maybe 2/4}.

    5. Cheap Paper Towels at Ralphs

    The new Mega Sale will also include Brawny Paper Towels:

    BUY: 1 Brawny Paper Towels 8ct @ $4.99 WYB 6 participating products
    USE: $1/1 Brawny Paper Towels printable
    Pay: $3.99
    Net Price: $0.50 per regular roll, which is my stock up price

    Ends 1/28 {maybe 2/4}.

    Since this week’s list is short, I’ll update it throughout the week as really great deals come up! Update alerts will be posted on Facebook.

    P&G Everyday
    Banner ad via MySavings.com.

    Simple Steps to Save Money with Online Shopping

    The following is a guest post from John Simmons. Consideration was received for the editing and publishing of this post.

    If you love the convenience of online shopping but are afraid that you will end up spending more money, here are some tips that will not only save you money but also make online shopping a breeze. There are many different things you can do to get considerable savings on your online purchases. Some of them may take a little bit of time but the savings are worth the extra effort.

    Online Coupons

    One of the best ways to save money is to use online coupons. You can do a quick search that will help you find many different sites that offer coupon codes and promo codes that can provide significant savings. Many of these coupon sites also allow you to sign up for email notifications that will let you know about discounts as soon as they are available.

    Get Free Shipping

    If you are not careful, shipping costs can add up very quickly. While you are shopping online, make sure to take the time to see exactly how much shipping will cost before you purchase. Then check other sites who offer similar products and services to see what their shipping costs are to ensure you are not overpaying. Many sites also offer free shipping if you spend a certain amount, so try to purchase several items you need at the same time to get more savings.

    Compare

    You should never purchase items from the first site you visit. Doing so almost guarantees that you will end up paying more than you need to. You can either use a shopping comparison site or look at the pricing on several different sites to make sure you find the cheapest option available. Even a simple Google search with the shopping button will help you see how pricing compares across stores.

    Plan Your Shopping

    If you are planning to purchase gifts for holidays or birthdays, take the time to plan out your online purchases. Many stores allow you to save items to shopping carts and wish lists so you can find them later. Use these tools and check back frequently so you can see when there are sales or deals that have recently been added for your items. Many stores will even send you a coupon code as incentive to get you to purchase something you left in your shopping cart.

    Check Out Reviews

    Product reviews can protect you from purchasing poor quality products. Read through several of them to see if there are any problems that might arise.

    Be #CartonSmart this Holiday Season and Get Great Taste While Saving the Environment

    This is a Sponsored post written by me on behalf of Carton Smart for SocialSpark. All opinions are 100% mine.

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    These days, we all care an awful lot about protecting the environment, conserving natural resources, and minimizing waste. This holiday season, consider buying and using staples packed in Tetra Pak cartons. Here's why:

    • Tetra Pak® cartons are made of 70% paper, a renewable resource, from selectively harvested, re-grown trees that are certified by the Forest Stewardship Council
    • Cartons use 1/3 of the packaging compared to cans . . . or even an egg!
    • Cartons are stackable and space saving, and easy to store and open. Keep your pantry neat and toss your can openers.
    • The unique packaging process preserves the flavor and nutrients of food without the use of preservatives.Product quality is exactly the way it was intended to be.
    • Cartons are recycleable and result in 60% less landfill waste than cans.
    • Cartons are re-closable so you can use what you need and save the rest for later.

    You know you need:

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    Chicken stock – perfect in everying from soup to stuffing to gravy

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    Pumpkin Puree – not just for pies, but for cheesecake and even homemade pumpkin spice lattes

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    and Cranberry Sauce, which you can put in a salad, turn into a dessert, or mix with mandarin oranges for a super easy side … like this:

    I love that Pacific Foods Chicken Stock comes in small cartons that are the same size as my kids' single-serve organic milk drinks. When I use the large cartons, I always have some leftover that I forget to use up or freeze, so these smaller cartons are perfect for those times when you're not making soup, and just need a cup or so to finish off a dish {I used it in pasta just the other night!}.

    Check out Become Carton Smart for more information on the benefits of choosing cartons instead of cans, as well as recipe ideas. You can also Tweet @CartonSmart or Follow #CartonSmart on Pinterest for even more suggestions and ideas!

    How will you become #CartonSmart?

    Visit Sponsor's Site

    How to Save for Retirement: Employer-Based, IRA and Money Market Accounts

    The following is a guest post from Jenna Smith. Consideration was received for the editing and publishing of this post.

    Let’s talk about some of the ways that you can save for retirement. Sure, you could use a simple and standard savings account, but if you want to have as much money as possible come retirement time, there are other things that you should do and other ways in which you should invest.

    Investing is a scary word, I know. For most of us, it calls to mind pointy graphs that trend downward, horror stories of people losing everything in the stock market, and other frightening images. With regards to retirement, however, investing is really just saving . . . but it’s saving on steroids.

    Pre-Tax/After-Tax

    When looking at retirement savings options and plans, you’re going to hear a lot about pre-tax and after-tax and pre-tax is going to sound like the better deal. Why? Because when you contribute something to an account “pre-tax” it means that the amount of your contribution is taken out of your income before taxes are figured out. It essentially helps you reduce your tax liability while allowing you to save for retirement at the same time. Pretty great!

    It’s important to understand that pre-tax contributions are not the same as tax free. You are going to pay taxes on that money eventually. With a pre-tax contribution, though, the amount of tax you pay is deferred until you start receiving payments from those accounts — and it will be taxed at whatever your current tax rate is, not your rate at the time when you invested the money.

    Post-tax contributions, on the other hand, are invested after your income has been taxed, which means you have less take home pay now. But! The IRS won’t tax your income twice so you don’t have to worry about paying taxes on payments from post-tax accounts. Even what you earn is generally untaxed. So what you’ve saved is what you get.

    Employer Based Programs

    Many employers offer some sort of retirement plan as part of your benefits package (these are most often 401(k)s). Take advantage of that plan. A lot of employer-offered retirement plans are offered pre-tax and some will even match your contributions, which helps you save twice as much while reducing your current tax liability at the same time.

    Make sure that any employer based retirement fund is transferable if you ever decide to change jobs.

    Individual Retirement Arrangements

    Setting up an Individual Retirement Arrangement is a fantastic way to save for retirement. You can use these accounts to supplement any plan you have through your employer. IRA accounts typically have a much higher interest rate than a regular savings account. It is also money that you are actively discouraged against dipping into if you find yourself short on cash. If you try to take money out of your IRA before you are 59 ½ years old, you’ll get smacked with a hefty fee (current fee is 10% of what you decide to withdraw). There are seven different types of IRAs but the most common are the traditional and the Roth.

    IRAs are also fantastic retirement savings plans for people who are self-employed or who own their own business.

    Money Market Account

    A “money market” account is basically just a savings account too — but it has super high interest rates because it requires a higher minimum balance, only allows you to make a few transactions with the account each month, and requires larger deposits than a regular checking or savings account. The great thing about the interest on a money market account is that it compounds daily and is paid out every month. You can see how beneficial that is by checking out this money market savings graph by Discover.

    The nice thing about a money market account is that it functions like a regular savings/checking account, your money is insured by the FDIC, you can put money in and take money out whenever you need to do so without a bunch of penalties, and it has the higher interest rates that are associated with other types of investments. It’s kind of the best of both worlds.

    Note: You do have to pay taxes on the interest earned on some money market accounts, and there is a minimal level of risk associated with these accounts.

    These are just three ways that you can save up for your (and your spouse’s) retirement. What’s your favorite way to save for retirement?

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