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  • How To Afford Your Home Improvement Jobs

    The following is a post from Leona Jones. Consideration was received for the editing and publishing of this post.

    If you own a home, then chances are there are some things that you have been dying to change about it. There are always little projects (or sometimes big ones) that we would like to do in order to improve our homes, but sometimes money gets in the way. Home improvement projects are not always cheap, and finding money to complete them can be a challenge. To help you out, here are a few tips to help you afford those home improvement projects you’ve been eyeing.

    Start Saving

    The easiest and most straightforward way to afford your new project is to save up for it. By putting away a little money each week, you can slowly accumulate the amount of money you need. The first thing you should figure out is how much you are going to need for your project. You should have a specific amount in mind, as it will make your goal clearer. After you have an amount in mind, look at your weekly budget and see how much you can afford to put away into savings. Even just a few dollars a week can go a long way towards your goal.

    If you are saving up for a particularly large project, a good idea is to open up a separate savings account, and have a set amount deposited into it each week. Then you don’t really have to remember to save each week, and before you know it there will be enough money in the account to get to work.

    Do It Yourself

    For those of you out there who are crafty or handy with tools, doing the home renovation project yourself can be a great way to save some money. There are plenty of DIY projects that you can do around the home, and at a fraction of the cost. So if you are willing to put the work in yourself and are confident in your abilities to get the job done right, you’ll have saved money, your home will be improved, and you’ll have the satisfaction of knowing you did it with your own two hands.

    Get A Home Renovation Loan

    When you really want to do a large renovation around your home, and improving your home’s value is a big goal for you, then getting home improvement loans may be the right course of action for you. By getting a loan you can get the money that you need now, and slowly pay it off over time. There are many advantages to getting a home improvement loan, one of which is being able to improve your home now, rather than waiting. But with any loan, you should do your research and determine if it the right move for you before committing.

    Find Ways To Cut Costs

    Lastly, many home improvement jobs can simply be trimmed down in order to cut the costs. Sometimes we get ahead of ourselves when planning our home improvements, and at the end the costs are just way too much. Go back over what you had in mind, and check each part to see if there are ways that you can cut down on the costs. Perhaps changing to a different floor tile or a different paint color can save you money, and allow you to get the job done now, even if it isn’t exactly what you had planned. For some ideas, here is a list of some home remodeling jobs you can do on a budget.

    Improve Your Home

    Don’t let money stand in the way of your home improvement jobs any longer. By planning ahead and choosing the right course of action, there is sure to be a way that you can afford those changes that you’ve been after. Hopefully the above list will give you some ideas, and you can get started on making your home look the way you want it.

    $100 Visa Gift Card Giveaway from AZO Bladder Control™ with Go-Less®

    AZO $100 Visa Gift Card Giveaway | Chief Family Officer

    When you’re pregnant, you read about the changes that are happening to your body, including your bladder and the muscles surrounding it. But still, I was relieved to learn, during a moment of joking candor with my friends, that after giving birth, we all have the ability to use the bathroom at any moment.

    That’s why it’s nice to know that there are products that can help when “I’ve gotta go!” has a special meaning. (Occasional bladder issues can also happen from aging, menopause or weight fluctuations.) AZO Bladder Control™ with Go-Less® can help women enjoy everyday activities, like a night on the town, uninterrupted. To celebrate this, and to raise awareness of this common struggle, AZO wants to treat one lucky CFO reader to a night out!

    About AZO Bladder Control™ with Go-Less®:

    A safe and drug-free solution to maintaining healthy bladder control, AZO Bladder Control™ with Go-Less® helps to reduce occasional urgency and functions to maintain around-the-clock bladder support. The active ingredient in AZO Bladder Control contains clinically-studied Go-Less, a drug-free, naturally sourced supplement comprised of pumpkin seed extract and soybean isoflavones; ingredients that are proven to support healthy bladder activity and enforce bladder strength. Pumpkin seed extract supports bladder muscle integrity while the soy isoflavones help relax bladder muscles and sustain muscular strength in the pelvic floor.

    Suggested retail price is $18.99 – $25.99 for 54 capsules. Learn more at

    There will be a high-value $3/1 AZO Bladder Control with Go-Less® formula coupon in a free-standing insert in Sunday’s newspaper. You can use it at Target for the following deal:

    Buy: 1 AZO Bladder Control with Go-Less® formula 54ct at $17.99 {price may vary}
    Use: $3/1 AZO Bladder Control with Go-Less® formula coupon from 2/28 insert
    Pay: $14.99
    If you can get the coupon in the weekend edition newspaper on Saturday, you can stack the $3/1 coupon with the current Target in-ad or mobile coupon for a $10 gift card WYB $40 of Health Products!

    WIN IT!

    AZO wants to give one lucky CFO reader a $100 Visa gift card so she can enjoy a night on the town without having to go! To enter, simply follow the instructions in the Rafflecopter widget below:

    a Rafflecopter giveaway

    RSS and email readers: Click here to reach the form.

    Deal Roundup: Ziploc, Market Pantry, Juicy Fruit

    Deal Roundup - Feb 5, 2016 | Chief Family Officer

    We’re continuing to experiment with a deal roundup from stores like Target, CVS, Ralphs, Walgreens and more. It’ll be a little different from our morning roundup, in that I’ll be posting scenarios and actual transactions for you to do. Let me know if you like it, because your feedback will help us decide whether or not to continue this new feature!

    As with all deals, prices can vary by region so be sure to verify them before making your purchase. Thank you for printing through the affiliate coupon links below, which helps support this site at no additional cost to you!

    Now on to today’s deals:

    Walgreens: Ziploc:
    Note: this deal ends tomorrow, Feb. 6!

    Buy: 2 Ziploc Containers or Storage Bags at 2/$5.50
    Use: $1/2 Ziploc Containers printable
    OR use: $1/2 Ziploc Bags printable
    Pay: $4.50
    Receive: $1 Register Reward + 50 Everyday Points
    Final Price: $1.98 each

    Target: Market Pantry Cookies

    Buy: 5 Market Pantry Wafer Cookies 8 oz at $1.16 each {price varies by store}
    Use: $1/$5 Market Pantry Purchase Target Mobile coupon {text BOWL to 827438}
    And use: 5% off Market Pantry Cookies & Crackers Target Cartwheel
    Final Price: $0.90 each
    via Totally Target

    CVS: Juicy Fruit
    This deal starts on Feb. 7 – print your coupons now while they’re available!

    Buy: 2 Juicy Fruit Gum at 2/$1
    Use: (2) $0.50/1 Juicy Fruit Slimpack printable
    Final Price: FREE

    Swagbucks: Earn Bonus SB with Swag Hearts Collector’s Bills!

    Swagbucks Collector's Bills | Chief Family Officer

    Just in time for Valentine’s Day, Swagbucks is giving us the chance to win 5 candy heart-themed Collector’s Bills. Collect all 5 and you’ll earn a 20 SB bonus!

    All you have to do is search through the Swagbucks Search Engine through midnight PT on Friday, February 12. When you get a search win, you might get a special Collector’s Bill valued at 8, 14, 25, 32 or 39 SB. If you collect all 5 Collector’s Bills, you’ll instantly earn a 20 SB bonus!

    You can keep track of which bills you’ve collected in your Collector’s Bills ledger, which is located on the “My SB” page next to the “Ledger” tab.

    Pro Tip: Default the search engine on your browser to Swagbucks for the chance to get Collectors Bills and SB every time you search “What time is the Super Bowl?”

    If you’re new to Swagbucks, find out why it’s my favorite way to earn free money, and thank you if you join(ed) Swagbucks using my referral link!

    Recent Recall: Disney Bodysuits

    recalled onesie

    If you think you have the following item(s), click through to the CPSC press release for more details:

    Walt Disney Parks and Resorts Recalls Infant Bodysuits Due to Choking Hazard – Click through for an additional photo:

    recalled onesie

    Stay on top of recalls by signing up for recall notifications by email at the CPSC web site.