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  • Morning Coffee: 20% off lettuce, Benadryl moneymaker & More

    Morning Coffee - Feb 24, 2015 @ ChiefFamilyOfficer.com
    Morning Coffee is published daily and includes the best of the latest coupons, deals, and info I think you may find interesting. Prices and deals can change at any time so be sure to verify them before making your purchase. Please note this post contains affiliate links that help support this site at no additional cost to you. Thank you for using them! You can read CFO’s full disclosure here.

    ~ New Coupons.com printables:

    ~ Gold Box Deal of the Day: Stuhrling Watches for Women and Men for $54.99 {83-84% off}

    ~ Bonus Deal of the Day: Set of 2 Down Alternative Hypoallergenic Pillow for $29.99 to $39.99 {up to 70% off}

    ~ New printable coupon for $1/2 Sparkle paper towels

    ~ New SavingStar rebate for 20% back WYB loose lettuce

    ~ Kellogg’s Family Rewards: Get 100 points with code KELLOGGSREWARDSU

    ~ Disney Movie Rewards: Get 10 points with codes FEAST and BIGHERO6 {5 points each}

    ~ Corner Bakery Cafe: RSVP for a FREE Spicy Asian Pork Sandwich and Chips

    ~ Hip2Save: Free wedding guestbook or photo book from Shutterfly

    ~ Passion for Savings: Moneymaker on Benadryl itch stick

    ~ For the Mommas: Possible cheap Carefree liners at Target

    ~ Mojo Savings: Rare B1G1 coupon for Horizon Mac and Cheese


    Banner via ShopHer Media.

    How to Find a Deal on What You Need

    As you probably know, I’m a big believer in price books and stock-up prices. By stocking up on things you regularly need at their lowest sale price, you save money because you’re not buying those same things at a higher price.

    But sometimes, you need something right now.

    For example, I like to use Olay facial cleanser but I haven’t found a good deal on them in a long time. (There was a HOT deal a couple of months ago at CVS, but every time I went to a store, they were sold out.)

    So I went to the CFO Find a Deal page and entered “Olay” in the search box:

    Find a Deal search results | Chief Family Officer

    As you can see, a list of current deals pops up so I can see if Olay is on sale at the stores I shop at, and any current applicable coupons. Most of the current deals are for body wash, but at the bottom of the list, which you can’t see in the screen cap, all Olay Fresh Effects are on sale for 15% off at Walgreens. I haven’t decided if I’ll head there or wait to see if there’s a better deal next week.

    You can reach the Find a Deal page by bookmarking the link, or by navigating through ChiefFamilyOfficer.com as follows:

    How to Find a Deal | Chief Family Officer
    Click on the image to see a larger version.

    Arrow #1 shows the drop down menu that appears if you hover over the “Store Deals” tab. Just click on “Search for a Deal” to get to the Find a Deal page.

    Arrow #2 shows the search box you’ll see when you get to the Find a Deal page. Just enter your search term and hit enter or click on “search.”

    Arrow #3 shows where you can enter your search term on almost any page at ChiefFamilyOfficer.com. The search box is located in the middle column just under the Google Adsense ad.

    The search results for the Find a Deal page are limited to the stores listed under the “Store Deals” tab. If there is a store that you would like to see included in the list, please let me know and if there is enough interest, I’ll get it added.

    Happy shopping!

    Your Family Finances: What’s Necessary vs. What’s Not

    The following is a post from Jenna Smith. Consideration was received for the editing and publishing of this post.

    Raising a family is expensive. That’s why it’s important for you to be able to manage your finances. If you find that you’re living paycheck to paycheck, or you’re regularly dipping into your savings to cover the cost of things, you need to take a look at your finances.

    The first step is to take a hard look at what you’re spending money on. Track your expenses for one month. Once you see what you’ve spent money on, you’ll know where you need to cut back.

    Sometimes we fool ourselves into thinking something is necessary when it’s actually not. There is a fine line between two, but that line is still distinguishable. Here are some clear rules for five categories families tend to spend the most money in:

    Saving Money on Food

    You can cut down on your grocery bills significantly by examining the way you grocery shop. Sometimes using coupons to shop isn’t enough. You may need to switch where you shop. There are many stores that offer brand name items for less than their competitors. Perhaps you can shop at one of those stores.

    Money magazine offers 29 other ways that you can save on groceries. One of their suggestions is to look for substitutes. Instead of buying the name brand product, see if the store brand is comparable. Often times, the store brand will have the exact same ingredients as the name brand item, but it will be far cheaper. Most of the time the taste is similar to their competitor’s product, so you shouldn’t hear any complaints from your family.

    Another suggestion is to eat before you shop. Studies have shown that people buy more food when they’re hungry. This is because they’re in an irrational state, so they are more likely to spend money on items that aren’t on their list.

    Save on Clothes

    Name brand clothes and shoes are not cheap. You can save money on both by shopping at thrift stores or outlets. Outlets usually take their overstock and sell them at discounted prices. Almost all name brands have an outlet, so if there is one near you, take advantage of it.

    You can find nice quality clothing and unique pieces for a steal at thrift stores. It is not unusual to find an expensive item for pennies on the dollar. You can also find your basics, like t-shirts, tights and socks, for cheap in thrift stores too.

    The most important rule, though, is don’t buy something just because it’s on sale. Not unless you absolutely need it. This may be a hard habit to break, but sticking to your needs can save you hundreds of dollars a year.

    Downsize If You Can

    How much are you spending on rent or a mortgage? Can you possibly move to a smaller place and still be comfortable?

    I know it’s a touchy subject for a lot of families. We want our children to grow up in big houses with nice yards that they can play in. But if we can’t afford those things, or they are becoming too difficult to pay for, it may be time to downsize.

    It may be completely out of the question for some, but if you can consider it, you should, especially if your family doesn’t need that much room in the first place. You can literally save thousands a year if you move into a smaller place.

    Of course, that shouldn’t be the only reason you move, and moving is a family decision. Discuss it first. Make sure it’s a viable option before you commit to it.

    Bundle Your Insurance

    Insurance is necessary for every family, but the type of insurance you have may need to be re-examined. If you have several different insurance providers, see if you can bundle your insurance. Most providers will give you discounts if you get multiple types of insurance from them.

    This applies to medical, dental and vision as much as home, renters and vehicle insurance. Even less-common packages like motorcycle insurance can easily be combined with car and house insurance to create discounts in the hundreds. It’s also easier to go through one provider for your insurance than it is to go through two or three.

    Following these guidelines should help you save a significant amount of money a month. Even if it’s only $50, that’s an extra $600 a year.

    Be sure to spend your saved money wisely. Remember, the goal is to manage your finances responsibly. Extra money shouldn’t be spent frivolously. You have to stick with your new financial habits in order to be successful.

    Best of Walmart Deals and Match Ups: Feb 22 – Feb 28, 2015

    Walmart deals and coupons

    Here are the best Walmart deals this week. Check out their official coupon policy here.

    Click here to see these match ups

    Morning Coffee: Cheap containers and light bulbs, Toilet paper gift card deals at Target, & More

    Morning Coffee - Feb 2, 2015 @ ChiefFamilyOfficer.com
    Morning Coffee is published daily and includes the best of the latest coupons, deals, and info I think you may find interesting. Prices and deals can change at any time so be sure to verify them before making your purchase. Please note this post contains affiliate links that help support this site at no additional cost to you. Thank you for using them! You can read CFO’s full disclosure here.

    ~ Use this printable coupon for $1.50/2 Ziploc containers to get 2 packs of containers for as low as $0.69 each at Target

    ~ Staples.com: 8pk of GE Reveal 60 Watt Incandescent Light Bulbs for just $1.99 + Free In-Store pick up {or FREE shipping for Staples Rewards members}

    ~ Today’s Gold Box Deal of the Day: Up to 80% off select JLab Headphones {prices start at just $9.99; over-the-ear headphones are $14.99}

    ~ Today’s Bonus Deal of the Day: Celestron FirstScope Telescope for $33.99 {$49.95 value; 4.0 stars in 440 reviews}

    ~ Amazon: Free Kindle download of The Ugly Duckling (Illustrated) {$2.99 value; 4.1 stars in 1,640 reviews}

    ~ Totally Target: Toilet paper gift card deals at Target

    ~ Mojo Savings: $5 off $35 purchase at Old Navy text coupon

    ~ Hip2Save: Free coffee at participating McDonald’s locations

    ~ For the Mommas: Free Kotex sample kit


    Banner ad via ShopHer Media.

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