Don't miss out! Get Chief Family Officer's free daily roundup:


WHAT'S HOT RIGHT NOW:

  • Enter to win one of two $25 Target Bean Bag gift cards!
  • Plus, enter to win another Mystery Box Full of Goodies!
  • Rent over 20,000 videos for $1.99 or less at Amazon.


  • Best of Ralphs Deals: Apr 23 – Apr 29, 2014

    Here are highlights from the sale starting tomorrow at Ralphs. There’s a new Buy 4, Save $4 Mega Sale coming up, and those match ups will post separately. But in the regular weekly sale, you can get cheap yogurt, organic soymilk, toothpaste and more. Learn about shopping at Ralphs, including their coupon policy, here.

    Click here to see these match ups

    A Price Book: The Single Best Way to Save Money on Things You Buy

    Price Book - chieffamilyofficer.com

    In the last five to ten years, as couponing has taken off, the Price Book seems to have fallen out of favor. But it’s the single best way I know of to cut back on expenses.

    A price book is simply a way to keep track of prices so that you know a good price when you see one. The benefit of a price book is that you can pay the lowest price on everything you buy on a regular basis, so you can substantially reduce your expenses on groceries and household items.

    There are lots of different ways to keep a price book, but I think it’s easiest to do it in a spreadsheet. Here’s an example:

    Price Book Example - chieffamilyofficer.com
    Click on the image to see a bigger version.

    I’ve used last week’s Charmin deal at Target in this example, with a final price of 36 cents per double roll. As you can see, there are columns for Item, Size, Price, Coupon?, Other promo?, Final Price Per Unit, Date and Store. I have question marks after coupon and promo because those columns don’t always apply, but they do in this case. The “Other Promo” category can include store rewards like ECBs and +UP rewards too.

    The most critical data in a price book is the “price per unit.” That lets you compare apples to apples. For example, if next week, CVS has a 12-pack of Charmin on sale for $4.99 and there’s a $0.25/1 coupon in the P&G insert, you can calculate a final price of 39.5 cents per double roll. So you know that last week’s deal was better and you can skip the new deal because a better one will probably come along soon. Conversely, if the price next week is $3.99, which works out to 31 cents per double roll after coupon, you’d know that next week is a great time to buy toilet paper and you’d update your price book to reflect the better deal.

    If you’re starting a price book from scratch, here are some easy ways to get some data so you have something to compare new prices to:

    • Use recent receipts – Pull out receipts from recent shopping trips and use them to enter as much data a possible. You might not have the exact size information, or recall whether you used a coupon, but at least you’ll have a starting point.
    • Add data while you’re shopping – If you see something you regularly buy, even if you’re not buying it that day, take a photo of the shelf tag with your phone. Shelf tags generally list the item, size and price, so you should be able to calculate the cost per unit after you enter the data when you get home.
    • Use store circulars – Flip through the weekly ads for the stores you shop at and enter the info for the items you buy regularly. For example, all of the info in last week’s Charmin deal at Target, except for the coupon, could be found in the weekly ad.

    For organizational purposes, you could have different spreadsheets for different categories of products in your Excel file, sort the file alphabetically, or simply use the find function when you are looking for something specific. Within a couple of months, you should have a very useful tool that can help you save money on just about everything you regularly buy.

    You can download the CFO Price Book template here {Excel format}.

    This post will be linked to Thrifty Thursday at Living Well, Spending Less.

    Image via FreeDigitalPhotos.net by posterize.

    Morning Coffee: Happy Earth Day!

    Morning Coffee is published daily and includes the best of the latest coupons, deals, and info I think you may find interesting. Prices and deals can change at any time so be sure to verify them before making your purchase. Please note this post contains affiliate links that help support this site at no additional cost to you. Thank you for using them! You can read CFO’s full disclosure here.

    ~ Zulily: Seventh Generation eco-friendly baby and cleaning products

    ~ Also at Zulily: Hello Kitty Collection, including blankets, sandals, adult apparel and more {prices start at $3.99}

    ~ Amazon’s Gold Box Deal of the Day: Titanfall for Xbox systems or PC for $36.99

    ~ SavingStar: Get 20% back WYB loose apples

    ~ Pampers Gifts to Grow: Get 10 points with code FB987EART6DD014 {expires 4/24}, plus get 10 points each for reading this article and this article

    ~ Savings.com: Enter to win one of 150 $20 Home Depot gift cards!

    ~ Amazon: Free Android app Hidden Objects Quest 15: WINTERLAND {$1.99 value; 4.7 stars in 26 reviews; I love hidden object games but recommend playing them on a tablet or Chromebook and not a smaller device}

    ~ Today only with Target Cartwheel: Get 40% off Neutrogena Naturals Skincare

    ~ Also today only with Target Cartwheel: Get 40% off Merona men’s and women’s apparel

    ~ New Ralphs/Kroger Instant Win Game {enter for a chance to win gift cards and coupons}

    ~ Passion for Savings: $25/$25 Kohl’s in-store coupon


    Banner ad via Escalate Media Network

    Evening Roundup: Cheap deodorant, Free kids’ music & More

    Evening Roundup includes the best of the latest coupons, deals, and info I think you may find interesting. Prices and deals can change at any time so be sure to verify them before making your purchase. Please note this post contains affiliate links that help support this site at no additional cost to you. Thank you for using them! You can read CFO’s full disclosure here.

    - Use three of this printable coupon for $2/1 Speed Stick Gear deodorant at Target to get three deodorants for less than $1 after gift card offer

    - Amazon: Free MP3 download of Veggie Tales Silly Song Snack Pack

    - All You: Free sample of Dial 7-day moisturizing lotion

    - Krispy Kreme: Buy One Get One Free Original Dozen Doughnuts on 4/28

    - Money Saving Mom: Free Pretzelmaker pretzel on 4/26

    - Passion for Savings: Cheap Up & Up baby toiletries at Target

    - Hip2Save: Huggies diapers as low as $3.59/jumbo pack at Target

    - Printable Coupons: Rare Vidalia onions coupon


    Banner ad via Escalate Media Network

    Reader Appreciation Giveaway: Mystery Box of Samples, Full-Size Products & Other Goodies

    Mystery Box Giveaway

    It’s time for another Mystery Box giveaway!

    Like previous Mystery Boxes, this one is full of samples, full-size products, and other surprises. It’s just another way for me to say, Thank you for reading CFO!

    The current Mystery Box is a USPS Medium Flat Rate Priority Mail box like the one pictured above, and contains all of the mystery items that will arrive at the winner’s doorstep. If that sounds like fun, simply follow the instructions in the Rafflecopter widget below to enter the giveaway, and good luck!

    a Rafflecopter giveaway

    RSS and email readers: Click here to reach the form.

    class="nolinks"