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  • Update on my New Year’s Resolution: End of July

    Back in January, I shared my financial resolution for this year, which is to save a crazy amount of money to create a large cash cushion. I promised a monthly update, and I’m happy to report that we’ve now saved 49% of our total goal for the year. While we’re still short of reaching our goal, I continue to be pleased, because we’ve consistently saved more than the minimum I’ve budgeted for each month.

    As always, the key to our success has been continuing to do the things I’ve written about before, like paying ourselves first, snowflaking extra income, and spending wisely.

    Theresa asked me to write about budgeting, and specifically, how we budget without accounting for every penny and yet manage to save extra. So I’ll have a post on that soon.

    I’m hopeful that we’ll be able to curb spending even more in the coming months (the switch from preschool to public school should help), so that just maybe we’ll be able to still achieve our goal by the end of the year.