Updates: New car & a new mortgage

Just a couple of quick notes this morning:

We bought our new car yesterday. I’ll post about the process in detail once I’ve had the time to write it up, but for now, I’ll just note that dealers hate selling cars without options! But I’m happy with the deal we got and with the car, too.

We don’t have a new mortgage yet, but rates are sliding down, so I’m keeping a close eye on them. As I calculated back in February, a lower interest rate could save us thousands over the long run, since we intend to remain in our house for next thirty years. But I think rates would need to fall to 5.4% before I start the ball rolling on a refi. (The rate today is 5.66%.) I’m keeping my fingers crossed!

Image credit: Edmunds.com

Related posts:

1. I’m considering re-financing our mortgage
2. The Fed rate cut doesn’t help me personally (actually, it hurts)
3. How I’m paying off my student loans
4. We’ll be buying that new car soon (and financing it)
5. Another Car Seat Warning